Trader Joe's agreed to settle a class action lawsuit claiming it “knowingly or recklessly failed to comply with FACTA by printing 10 digits” of customers’ card numbers on receipts.
Customers who used a credit or debit card between March 5, 2019, and July 19, 2019, may be eligible for a payout of $102.45, and should have received an email or postcard with a claim ID and PIN.
Eligible customers can submit a settlement claim form by June 9, 2026, while Trader Joe’s “denies Plaintiff’s allegations and vigorously denies any liability or wrongdoing whatsoever.”
Did you do any shopping at Trader Joe's in 2019? If so, we've got some potentially good news for you: The chain may owe you $100.
In April, Trader Joe's agreed to settle a class action lawsuit brought against it, which claimed that the chain printed too many digits for customers’ credit cards or debit cards on receipts. This, the complaint explained, violated the Fair and Accurate Credit Transactions Act (FACTA).
"Despite the clear language of the statute, [Trader Joe's] knowingly or recklessly failed to comply with FACTA by printing 10 digits of its customers’ credit card and/or debit card numbers on transaction receipts," the complaint reads. In doing so, the grocery chain left customer information exposed to a "real, material risk of identity theft, and unfairly burdened them with the need to keep or destroy the receipt, to prevent further disclosure of their account information."
Trader Joe's has agreed to pay $7.4 million to customers affected by the error. Here's what you need to know about the settlement and how to claim your piece of the pie.
Who is eligible for payment?
Customers who used a credit card or debit card between March 5, 2019, and July 19, 2019, may be eligible for a payout of $102.45, according to the settlement notice. If you're eligible to receive payment, you should have received either an email or a postcard about the settlement, which also contains a claim ID and PIN.
How can I opt in for payment?
Customers who are part of the settlement class can submit a settlement claim form by June 9, 2026, and receive payment. It's important to note that if you do opt in, you're waiving any future right to legal action against Trader Joe’s in connection to this case in the future.
Customers also have the right to opt out of the settlement, which means they will receive no payment. You can also object to the settlement by contacting the court by the June 9 deadline, which again means you will not receive the payment, but you will also be free to pursue litigation in the future if you wish by taking either of these options instead of payment.
What is Trader Joe's actually admitting to?
Technically, nothing. As the settlement website reads, "Trader Joe’s denies Plaintiff’s allegations and vigorously denies any liability or wrongdoing whatsoever."
It added that not all Trader Joe’s stores printed receipts displaying the first six and last four digits of the card number, and "in those stores that did, only a small minority of transactions involved such receipts."
However, to avoid future litigation, the brand's lawyers "determined that it is desirable that the litigation be fully, completely, and finally settled in the manner and upon the terms set forth in the settlement."
Trader Joe's also noted that it has not been made aware of any customers reporting any identity theft in connection with this case.
